Kikka

When you think about a company that is as young as them, it is without a doubt that you will think they are not really experienced in the financial management business. However, they have built a profound reputation that has stuck through.

Transparency is the name of the game

When they opened their doors to the public of Australia in 2015, they wanted to be as clear as they come. The last thing they want is to be a financial brand that is not forthcoming towards their clients. Each and everything they do is not only by the book, but it is also fair and without judgement. They value every client with humility and dignity and they just want your business to flourish!

Their common goal for businesses

The reason they opened this credit provider is that they wanted to be the answer to many businesses in Australia. They never wanted clients to struggle with wondering where they had to go if they wanted a business loan. They basically want people to know that they can count on them.

Paving a way for industries

They know that there are a large number of industries that are not taken seriously in the loan trade. They don’t find that fair because anybody who is trying to make their life a better one by ensuring that they have bread on the table is somebody of significance to them. They are not bothered by the job description you do but as long as you make an honest living, they will lend you an ear.

Clients are required to apply online for the Kikka business loan. These business loans take less than 10 minutes to complete and there isn’t much we ask.

They will only request you to fill in your personal details, your business details as well as the information of your residential address and contact details. They will never ask you why you applying for a loan because as far as they are concerned, they are dealing with mature clients who will only apply for credit when there is a serious need.

Loan amount borrowing capacity

After you have submitted an online loan application, they will then access whether or not you can afford the amount that you are applying for. It might be that you have applied for a slightly higher amount and they might have to lower it so that it can suit your financial capacity.

Should this be the case, business owners shouldn’t feel that they aren’t being fair but should rather understand the angle that they are coming from. They don’t want their clients to have too much on their plate.

The money will be deposited into your bank account

After they have determined how much you can qualify for, they will then require that you accept the terms and conditions of the contract of the business loan and the money will be deposited into your nominated bank account.