Rating based on 41 reviews


  • Business loans up to $300,000
  • Repayment up to 12 months

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Capify homepage
Author Capify. Screenshot of Capify website.
[Accessed May 2, 2023]

Capify - Your business can succeed

Seeing businesses struggle to get finance never sat well with them. It wasn’t until they saw to it that they help industries rise from strength to strength by becoming a financial lender to up-and-coming enterprises.

Over-the-top consultants

They pride themselves in offering their clients exceptional service. They know that the only people that can give customers great financial advice are the very same agents that they have skillfully hired. their consultants go out of their way to ensure that their clients get the best business loan options.

They are not miracle workers, but they try their level best to ensure that every business owner is happy. If they can’t help you right away, they are willing to help you at a later stage when you are in a better financial phase.

Unsecured business advance alternatives

The number of long and short-term loan options they have helped a number of businesses that wanted to enhance their interests but didn’t have enough capital to do so. Their unsecured options are exactly what enterprises need in order to uplift their businesses. They have heard your pleas, now, they are honouring all your queries.

Client’s success stories and testimonials

To know that they have helped a company that was in desperate need is rewarding. They know that they can’t help everyone that comes knocking on their door but it is good to know that there aren’t many doors that they shut. After all, they try to please each and every business owner and they are not far off.

Loans between $5,000 and $300,000

Clients that are interested in their business loan options can apply online for a loan that will help move their enterprise forward.

Furthermore, the application takes less than 15 minutes to complete. The faster you submit your loan application to them, the quicker they can start processing your request.

Business loan verification and assessment

After they have received all your details in terms of the loan application, they will then request that you submit supporting documents for their attention. They need to check if your business is viable and whether you will be able to pay for the business loan or not. They can’t give clients that are not in good financial standing loans. They wouldn’t be financially responsible if they did that. If your loan is rejected on the first try, don’t be dismayed, you can always apply again when you are good and ready.

The money will be made available in your bank account

Once they have verified every documentation and they are satisfied, the business finance will be deposited into your nominated bank account in two business days.

How long does it take them to approve the business loan?

Capify takes one business day to access a business loan application and get back to the applicant. The last thing they want to do is make the business owner wait for weeks on end when he could have found another lender to assist him.

Capify – Business loan

  • Loan Type Business loans
  • Loan Amount up to $300,000
  • Repayment 3 months to 12 months

Benefits of Capify

  • Line of credit
  • Merchant Cash advance
  • Unsecured business loans
  • Small business loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Capify - A responsible business loan provider

There are a number of reasons clients might be looking to get finance for their businesses

  • The monthly budget is not looking up to par and you have to cover some debts and expenses for the business
  • Enhance your cash flow
  • You might want to enlarge your organisation
  • You might be looking to change some parts of your business
  • You might be looking to buy innovative materials and equipment that will make the task easier to accomplish
  • Any reason that will play a positive role in your business

What documentation do they look for?

Unlike the countless paperwork that other credit providers look for, they don’t want hefty papers that they won’t even read. They just want the business’s financial records and the credentials of the business owner. They also require a driver's license of the organisation, bank statements, proof of ownership and a turnover of a minimum of $10 000 on a monthly basis.

How much can you borrow?

Clients can take out one of their business loans for a minimum amount of $5000 to a maximum amount of $300 0000.

Which industries does Capify loan to?

  • Retail & Fashion
  • Hair & Beauty
  • Hospitality
  • Automotive
  • Real Estate
  • Manufacturing
  • Trade & Labor
  • Cleaning Services

They loan many other trades and industries, they are not limiting their services to the above-mentioned businesses. 

See how much you qualify for

Clients can check how much they qualify for prior to applying for the business loan. This way, they will have a better idea of how much they can get for their business before they go through with the fast loan application.

If you have further questions

Clients that still need to ask a few queries about their business loan application can give them a call at 1300 760 930 between 8:00 am – 6:00 pm (AEST) Monday – Friday. Clients are more than welcome to set appointments with their skilled agents too. They will see to it that they have all their questions answered in no time.

Customer Reviews & Testimonials

I was impressed by how transparent Capify was in their dealings with me and pointing out all the fine print in the business loan agreement. I can respect and honest organisation and would be happ...

Howard W
— Victoria —

Almost ridiculously quick online application and approval process, the whole thing took less than an hour. This is the kind of service that all business need!

David P
— Gold Coast —

Very fair and reasonable loan criteria for businesses. The rates and terms are affordable to the average business owner who needed a loan for whatever reason.

Emily C
— Melbourne —

I needed a reputable finance partner and I found that in Capify. They really went the extra mile for me and I would gladly recommend them to anyone who needed a business loan.

Jaime M
— Hobart —

Capify Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 10:00 – 14:30
  • Sunday – Closed