Rating based on 46 reviews


  • Business loans up to $1,000,000
  • Low-interest starting from 1.21%
  • Repayment up to 30 years

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Author ANZ. Screenshot of ANZ website.
[Accessed May 2, 2023]

ANZ - The leaders in the industry

If your business is growing and you have a need for a capital influx, then you’ve come to the right place.

They work with small to medium-sized and larger businesses from around the country to help meet their business loan needs, and they're happy to do the same for you. The team works hard to not only meet the expectations placed on them but to also far exceed them.

They understand your needs

Throughout their many years of celebrated operations, they’ve learned a lot about your needs, and what challenges you face.

They use these valuable insights to better their products and services, and it also helps them to anticipate your needs. By doing so, they remain responsive and work hard to add tangible value to your concerns. Let them do the same for you.

Flexible loan options?

They’ve devised flexible loan offers that provide you with the business options you need to take your company into the future.

With them, there’s never any need to settle for anything other than the very best. Let them help you take your business operations to the next level, by accessing the business loans you need.

They put you first

When it comes to finding the flexible business and personal loan solutions you need, they offer you a choice of secured or unsecured finance.

Loans can quickly be secured in the form of security, using residential, rural or commercial property, or a combination of these assets. It streamlines the application process and ensures that you're able to tap the resources your business needs when it needs them.

They have variable and fixed-rate options

They provide you with a choice of variable or fixed interest rates, along with the ability to lock in your fixed rates, for interest rate certainty. It’s just one of the many reasons why they remain at the top of their industry. You choose if you'd like to pay interest in advance, or in arrears. Let them help you access the online loan solutions you need, at achievable and accessible, flexible rates.

You'll receive only the best customer care

They're proud of their history of excellent customer satisfaction and will continue to work hard to set the standards for excellence in their industry. Thanks to their flexible payment terms, more and more companies are able to access the business finance they need to secure their future success and continued competitiveness in their sectors. You never have to settle for anything other than the very best when working with ANZ and can look forward to reliable and professional service at all times.

ANZ – Business loan

  • Loan Type Business loans
  • Interest Rate 1.2112.15% p/a
  • Loan Amount up to $1,000,000
  • Repayment 1 year to 30 years

Benefits of ANZ

  • Get the best deals on business finance
  • Get finance to grow your business
  • Variable interest rates
  • Lower interest rates and fees

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

ANZ - They can help your business

Keep in mind that there is a minimum quick loan amount of $10, 000. They always offer industry-leading and competitive rates for their business loans, to empower you even further.

Tap into their expertise and resources and let them help you benefit from their many years of collective experience and expertise. They remain committed to adding value to you through their business relationship.

They're committed to helping you

They continue to remain responsive to your needs and will stay committed to helping you address your business requirements. If you'd like to explore alternative ways of accessing funding, why not explore their overdrafts facilities? Their overdrafts can be tailored to suit your specific business needs, providing you access to an instant line of credit with incredibly flexible repayments.

Let them help you find the resources you need to take your business forward. Their services are designed to meet your ever-changing and growing needs. One more way that they work hard to add value to your business is by making your surplus money work for you. Get fixed returns on your surplus cash, with the ANZ Business Notice Term Deposit. This solution helps you to grow your cash reserves, with the security of guaranteed and excellent returns.

Apply online for your business loan

If you’re looking for a new home loan, you can also look to them for assistance. Their home loan packages are designed to be either variable or fixed, depending on your needs. They're always on hand to answer any questions you may have and to provide you with the professional insights and advice needed to make a fully informed decision regarding your needs. Let them help you take your business forward and access the capital it needs to boost its operations.

Applying for a loan couldn’t be easier. Either enquire online, find your local business banker, give them a call or request a callback. With so many ways to access their expertise, you have no reason to miss out on the great service and solutions they've developed for your business.

You're closer than ever before to accessing the resources your business needs. Tap into their expertise, and make it work for your business. The team is ready to help you access the business loans your company needs. If you'd like to learn more about them, what they do, and how they can be of benefit to you, then contact them today. Their team looks forward to hearing from you soon.

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ANZ is a trusted & reliable provider of business loans

In our review, ANZ adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ ANZ is a registered credit provider in Australia: ACL 11 005 357 522

Customer Reviews & Testimonials

When I initially took out my business loan I agreed to a longer repayment term than what I ended up needing, thankfully ANZ had no problem with me repaying the loan amount ahead of time.

Kingston L
— Sydney —

ANZ was able to offer me wide variety of services along with my business loan, they also allowed me to choose whether I wanted a fixed or flexible interest rate.

David S
— Hobart —

When I decided to stop working for other people and instead wanted to start working for myself, ANZ is who I turned to for help financing my business. They offered me an amazing interest rate and...

Stephany B
— Victoria —

As a small business owner, when I needed to take out a loan it had to be something that was compatible and tailored to my needs, ANZ was able to provide that for me and so much more. Truly wonder...

Marcia J
— Sydney —

ANZ Contact

Physical Address

Opening Hours

  • Monday 11:00 – 15:00
  • Tuesday 11:00 – 15:00
  • Wednesday 11:00 – 15:00
  • Thursday 11:00 – 15:00
  • Friday 11:00 – 15:00
  • Saturday – Closed
  • Sunday – Closed