Rating based on 32 reviews

Short Term Loans Sydney

  • Short-term loans up to $4,600
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Author Short Term Loans Sydney. Screenshot of Short Term Loans Sydney website.
[Accessed May 2, 2023]

Short-Term Loans Sydney - Let them find the perfect loan for you

Short term loans Sydney grants the same day loans of up to $1000 that will be deposited directly into your bank account on the very same day that you apply. It only takes 2 minutes to apply. They will give you a decision within only a few minutes.

They are a loan finding service that matches you with the financial lender that best suits your requirements. You can sit back and relax while they find the best short-term loan for you. No loan is too small and you can borrow as little as a $100 to as much as $1000 for 30 days. To make sure that you don’t miss a payment, they will deduct the money straight from your bank account so you don’t need to worry.

Bad credit clients welcome

Even if your credit score isn’t the best they may still be able to offer you a personal loan. If you pay back the loan on time then you will positively affect your credit rating for the future.

Easy as 1,2,3

  1. Apply online in only 2 minutes
  2. Get a decision instantly
  3. Get fast and easy approval and your money paid directly into your account.

If you need a small amount of money in a hurry in order to pay a bill or help you make ends meet they may be able to assist you with an emergency cash loan.

Same-day loan approvals

They offer little short-term loans of up to $1000 that are paid directly into your account on the same day that you apply.

Apply online in under 2 minutes and get a decision almost immediately. Their fast loans are great for when you need a little extra to make ends meet during a difficult month or you need to pay for your child’s camp or school fees or a hospital deposit that need to be paid before they will admit you to hospital. 

Apply now

To apply simply log onto their website and fill out the easy to understand application form with your personal details then chose how much you would like to borrow and for how long you would like to borrow it for.

Their larger short-term loans range from $300 to $4600 with up to 12 months to repay the loan amount.

The repayment terms give you a full 12 months to pay back the loan

  1. Log onto the website and apply using the online loan application form
  2. Let them know how much you would like to borrow
  3. Let them know how long you need to pay back the money (up to 12 months)
  4. Let them know why you need the loan
  5. Get your outcome almost immediately,
  6. Get the money paid directly into your bank account

Short Term Loans Sydney – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 48%
  • Loan Amount up to $4,600
  • Repayment 1 month to 12 months

Benefits of Short Term Loans Sydney

  • Short-term loans 
  • Emergency loans
  • Payday loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Short-Term Loans Sydney - 100% paperless loan applications

Their service is 100% free and 100% paperless that means that the application is done completely online and they don’t need you to provide any supporting documentation.

Their loans are unsecured online loans which means you don’t need to supply any collateral in order to secure your loan.

Do you qualify?

  • Be 18 years or older
  • Be an Australian citizen
  • Have an active banking account in your name
  • You need to be employed and have a regular income

Do you really need a loan?

Taking a loan when you don’t have to, is inadvisable as it is very easy to be trapped in a vicious debt cycle.

In 2009 the Australian Government released a protection act that requires the lender to follow the procedures set out by the Consumer Credit Protection Act 2009 this act ensures that the lender only lends consumers loans in a responsible manner and if the loan is in the best interest for the consumer and that granting them a bad credit loan will not negatively affect them in the future.

Borrowing small amounts of money can be dangerous financially especially if the loan is not used for the purpose it was intended for and you struggle to pay back the loan.

Before applying for a loan make sure that you have explored all other options available to you.

  • Call 1800 007 007 free from anywhere in Australia to find out about other options and speak to a financial debt counsellor.
  • Contact your service provider for gas, utility bills or electricity to see if they will assist you with a payment plan so that you can pay what you can afford in instalments.
  • Work out payment plans with other service providers and accounts.
  • If you receive government benefits find out if you qualify an advance to help you pay off your debt. Call 13 17 94 for further information.

Visit the MoneySmart website to find out how you can use short-term loans to work for you and other suggestions on how to manage your money better.

Contact them

They believe in great customer service and making sure that you are happy. If you need any help during the application process or have any questions or concerns their friendly knowable consultants are standing by to take your call. They will treat you with dignity and respect and as an individual, not just a number. When you call you will be able to speak to a real person and won’t be switched between automatic computer generated messages.

Contact them online form

  • To ensure that you are helped quickly and that your question is answered correctly. Please fill in the online contact them form so they can ensure that they get you what you need without wasting any of your precious time.   
  • Please remember to include your e-mail address and telephone number so that they can get back to you as quickly as possible.
  • If you have a complaint or compliment you can also use this contact them form please specify your enquiry so that they can make sure that it gets to the correct department.

Customer Reviews & Testimonials

Though I had a bad credit I was still offered a loan and I was able to sort out my life. Thank you.

Chris C
— Sydney —

I was able to apply for the loan online. I am a single parent I really had no time to go to the branch. Thank you for the convenience.

Kevin P
— Mount Gambier —

My application was approved on the same day. I was very happy for their fast service.

James K
— Dubbo —

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