Credit Card Guru

When you need a bit of extra money and you need it as quickly as you can get it you should join the hundreds of satisfied clients that they have helped during their time of crisis. Their loans can be customised to suit your needs and requirements.

Chose how much money you would like to borrow and how long you would need to pay it back. Their personal and emergency cash loans range from a minimum of $4,000 and their maximum loan amount is $40,000 with between 18 months and 84 months to pay back the loan. 

Credit scores

This loan offers very low interest rates that start from 10.42% APR with the maximum APR charged at 18.38%. To qualify for this amazing deal you will need to have a credit score that is at least 500 or above on the Veda score. If your score is above 500 then you will qualify for one of their flexible finance packages.

Loans on your terms

They offer short-term loans to your term’s that means that you can customise the loan to suit your needs. Decide how much you would like to borrow and how long you need to pay the money back.

They will take your financial situation into account before they grant you a loan and applying for a loan is 100% free with no obligations to sign the deal.

Excellent credit score

If your credit score is excellent you may qualify for a quick loan of between $5,000 to as much as $50,000 with up to 60 months to pay back the loan. 

You will benefit from the fixed rate of 7.05%pa (9.51%pa comparison rate) there are no monthly fees or penalties if you decide to pay back the loan early. They reward your good credit score by offering you the best deals.

Their personal loan is charged at 38.4% to 84.59%pa and requires you to have a credit score of over 500 in order to qualify.

If you chose this short-term loan the minimum amount that you can borrow is $500 with the maximum amount being $6,500 with terms from 6 months to 24 months.

Debt consolidation loan

• To qualify for this loan you will need to have a Veda credit score of at least 500.
• They will assist you with a consolidation loan that allows you to pay off all your debt and consolidate all your credit cards into one easy to manage monthly payment instead of having to pay a number of different service providers.
• They will assist you in covering your debt consolidation for up to $40,000 and gives you 7 years to pay back the money. The comparison rate is charged at 18.38% for $10,000 for a loan taken over 3 years.

Credit card options

• They support all of Australia’s major credit cards that are available at traditional banks.
• Simply log onto their website and chose the credit card that you would like to apply for from the list available.
• There are many different options available for you to choose from. If your credit cards balance is too high you can easily find a balance transfer credit card that will help to save you money.
• When you pay your credit card on time you will benefit from their rewards cards and special deals.