Rating based on 22 reviews

Simple Personal Loans

  • Personal loans up to $10,000
  • Flexible repayments
  • Repayment up to 12 months

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Simple Personal Loans homepage
Author Simple Personal Loans. Screenshot of Simple Personal Loans website.
[Accessed May 2, 2023]

Simple Personal Loans - Superior loan compare service

At Simple personal loans, we specialize in affordable personal loans. Over the years we have served many satisfied Australians with quality loan products and excellent service.

If you get unexpected expenses and you are unable to cover the cost, a personal loan is what you need. Our rates are competitive, and our loans are affordable.

We’re a responsible lender

When you apply for a fast loan we will consider your financial situation and your affordability. We want to help you with financial assistance without getting you into deeper financial trouble, therefore we will only allow you to borrow a loan amount that you can afford.

The loan application is simple and fast

Visit our website and fill in the online loan application form and upload your personal documents. We use modern technology and the application process will only take a few minutes. We use our extensive financial experience to simplify the loan process and offer you maximum convenience. You can apply for a loan at any time.

We will match you to your ideal loan

Our job is to match you with the right loan from a reputable lender. Just tell us what your financial needs are, and we will look through a wide network of lenders and a range of loan options.

We will make sure that you understand all the fees involved as well as the total cost of your loan before you sign the loan agreement. We match a loan to you in terms of interest rate, total cost, fees and repayment term.

Stress-free loans

Getting an emergency loan through us is as easy as visiting our website. There is no paperwork, and everything can be done online. Our consultants are trained and passionate about helping you achieve your goals. Our mission is to find the most suitable financial solution for you at an affordable price.

Why should you use our service?

  • The loan application is 100% online
  • You can apply from anywhere at any time 24/7
  • We offer instant pre-approval on our personal loans
  • Our payment structure is flexible
  • Competitive interest rates make our loans affordable

Simple Personal Loans – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to $10,000
  • Repayment 1 month to 12 months

Benefits of Simple Personal Loans

  • Instant personal loans
  • Tailored repayment options
  • Flexible personal loans
  • Get pre-approved online

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Simple Personal Loans – get an instant cash loan through us

When you apply for a loan your individual financial standing will be taken into account.

If you have poor credit you can still apply for a bad credit loan through us, due to the broad range of financial products we can find a loan that is best suited to your budget.

Simple personal loans

Taking out a loan with us is easy, simply tell us how much you need, choice of long or short-term loan options and repayment terms and we will do all of the hard work for you. We take the stress out of applying for a loan and with our instant pre-approval you can get the cash you need even faster.

Flexible repayment terms

You can choose your ideal repayment term; weekly, fortnightly or monthly. You can make early loan repayments without getting a penalty fee. Setting up a direct debit will save you time and help you avoid making a late or missed payment. Late and missed payments will result in a penalty fee.

Follow these 3 effortless steps

  1. Complete the pre-approval form
  2. Email or fax us your supporting documents
  3. As soon as you have been approved the money will be transferred to your account within 24 hours.

Do I qualify for a Simple Personal Loan?

  • Own an asset (vehicle or real estate)
  • You must be 18 years or older
  • You must receive a regular income (Salary, Centrelink or self-employed)
  • Have an active email address and mobile number

Simple Personal Loans has simplified the loan process for you. If you need urgent cash, then visit our website and apply for a personal loan. No matter what your financial situation is we can find the most suitable loan for you just tell us how much you need and for how long.

Customer Reviews & Testimonials

A fast and simple online application process that allows you to gain access to your money within a day. I couldn't ask for more.

Anna H
— Townsville —

Simple Personal Loans was able to offer me a personal loan that is not only perfect for what I needed but also easy to repay with the flexible terms they offered me.

Susan B
— Canberra —

Simple Personal Loans Contact

Physical Address

Postal Address

  • P.O. Box 94, Hurstville BC, New South Wales, 1481, Australia

Opening Hours

  • Monday 09:30 – 17:30
  • Tuesday 09:30 – 17:30
  • Wednesday 09:30 – 17:30
  • Thursday 09:30 – 17:30
  • Friday 09:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed