Rating based on 34 reviews


  • Competitive interest rates
  • Low-interest starting from 10.30%
  • Repayment up to 5 years

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Author Goldfields Money. Screenshot of Goldfields Money website.
[Accessed May 2, 2023]

Goldfield Money – We listen to our clients

Goldfields Money has become a credit service provider of choice for a reason; they listen to their customers.

So much so that they've opened an online banking application that's available on Apple Pay and Google Pay. This application offers so much convenience to the client that there's no reason for the customer to go to the bank, everything can be done and is accessible online.

The best loan choice

Seeing that there are so many personal loan choices available, Goldfields Money want to remain the best credit provider by providing the most affordable financial plans.

The last thing they want is to have you feel that you can’t enjoy your money because you have to pay your loan.

As much as they want their customers to adhere to their financial obligations, they also don’t want them feeling like having a loan with them is inconvenient and a struggle. 

A loan for every kind of situation

They're not one to ask clients a number of questions when applying for a quick cash loan. As far as they're concerned, there's a level of maturity for anyone who is looking for a loan and they'll not want to know what you're going to do with the money.

All they require from customers is for them to ensure that they pay their loan on time so that they remain in their good books and get another loan the next time they apply.

Fast 5-minute loan application

Five minutes is all it takes for you to fill in an online loan application. Here you need to explain everything to them.

From your personal details to your employment information. They need to get a picture of the kind of customer they're dealing with.

The information that you furnish them with is strictly for their attention and nobody else’s. They'll never use your information for any other reason other than for ensuring that you get a personal loan.

Submitting your supporting documents

You have to submit supporting documents before they can approve your loan application. The documents have to correspond with the information that was completed on the online application form.

The supporting documents can be any of the following:

  • ID
  • Bank statements
  • Proof of residence

Although there might be other necessary documentation required, these are the basics that will be required by in order for Goldfields Money to continue with your personal cash loan application.

Criteria to apply for a Goldfields Money personal loan

  • Must be 18 years or older
  • Must be an Australian citizen
  • Must have a regular income

Goldfields Money – Personal loan

  • Loan Type Personal loans
  • Interest Rate 10.3012.99% p/a
  • Repayment 30 days to 5 years

Benefits of Goldfields Money

  • Personalised loan terms
  • Flexible repayment terms
  • Low interest rates

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Goldfields Money - Supporting responsible lending

As much as they want to ensure that they always help you in your time of need, Goldfields Money will never give you more than you can afford.

They'll only loan you the exact money that you need. They'll never borrow you more than this because they want you to be able to pay off your loan sooner rather than later. Furthermore, they also want to ensure that you're able to prioritise between an emergency loan and a loan for something that can wait until payday.

Repaying your loan earlier

If you want to repay your personal loan earlier than your scheduled date, you're more than welcome to do so. In fact, you'll not incur any charges for this. Furthermore, paying your loan earlier will give them an indication that you're serious about paying off your loan.

Paying your loan later

Goldfields Money knows that everyone goes through financial challenges and this may make honouring your loan applications difficult. Therefore, if you know that you won't be able to meet your financial obligations, please notify them as soon as possible. Don’t wait until the day of your scheduled payment before you inform them.

If you wait until the last minute, they'll deem it as a missed payment and you'll be considered in default Don’t ruin your name for a short-term loan you could have paid earlier or even avoided taking as a whole. If your situation is not an emergency and it can wait, don’t put yourself in unnecessary debt.

Adhering to the terms and conditions

It's very important to read the fine print because when you don’t read it thoroughly, you might misinterpret some of the information that's in the contract agreement you sign. Therefore, you have to ensure that you stick to your end of the bargain so that you can have a stress-free loan period. Essentially, that's what you must do if you want to maintain a good relationship with Goldfields Money.

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Goldfields Money is a trusted & reliable provider of personal loans

In our review, Goldfields Money adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Goldfields Money is a registered credit provider in Australia: ACL 246884

Customer Reviews & Testimonials

When my family members suggested we all get together for a holiday cruise - I didn’t know how to tell them I cannot afford it. Thankfully a friend recommended Goldfields Money to me. I was able t...

Leah Y
— Townsville —

Very good online lender, their website allowed me to calculate my entire loan cost and work out the correct repayment term that I could easily afford to pay back.

Grayson L
— Cairns —

I was able to apply for my personal loan all online within a few minutes through an easy application system. I had approval shortly after!

Andrew R
— Newcastle —

Goldfields Money has been amazing in helping me secure a personal loan. They offered me fair interest rates and flexible repayments that went along with my pay cycle.

Roger J
— Gold Coast —

Goldfields Money Contact

Physical Address

Postal Address

  • PO Box 10155 Kalgoorlie WA 6433

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed