Rating based on 27 reviews

Speedy Money

  • Payday loans up to $1,600
  • Low-interest starting from 48%
  • Repayment up to 30 days

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Speedy Money homepage
Author Speedy Money. Screenshot of Speedy Money website.
[Accessed May 3, 2023]

Speedy Money - Instant cash loans

Speedy Money is exactly what the name entails – speedy money.

They ensure that they give their clients financial assistance whenever they need it and as soon as they need help. By ensuring that they are there to assist, they can have confidence in knowing that they don’t have to deal with their financial difficulties alone.

A team of financial gurus

They are one of the few companies that credit their staff simply because they know the extents they go to achieve the daily tasks of pleasing every customer. Their consultants are the people that they can count on when their clients need financial advice or even just need someone to listen to them. There are many roles that their agents play and they are certain that they excel in each and every character.

Reasonable interest rates on loans

Unlike any other payday loan, there are interest rates after taking a payday loan. The good thing is that the rates are affordable and can be payable on sound terms.

Responsible lending at Speedy Money

They will never borrow money from a client that is not in a good financial state to afford the loan. As such, they take into great consideration the number of expenses a client pays on a monthly basis and whether they can handle another short-term loan. The last thing they want is to overwhelm their customers with unnecessary debt that they can’t even afford. Assessments and verifications are very important during a payday loan application process.

Borrow a minimum of $200 and a maximum of $1600

They are as legit as they come. They are a registered financial services provider. Being legally recognised has made many customers slightly more comfortable with dealing with them.

With so many scams the world has, it is not a surprise that clients also want to be extra careful when looking at payday loans online. Needless to say, they have no worries about showing their customers their registration documentation, so they can make them feel at ease.

How much can you borrow?

Clients can borrow a minimum of $200 and a maximum of $1600. Although the maximum is $1600, this might not be the amount a first-time client gets when they are applying for a personal loan the first time. As they see how you pay your loan, they will gradually increase the amount.

How to apply for a payday loan?

Clients need to apply online and follow all the steps of a payday online application. The application needs to be thoroughly completed by the client and he needs to submit the application as soon as it is completed.

Who qualifies for a payday loan?

  • A client who wants to apply for a fast cash loan at Speedy Money needs to be 18 years or older
  • The client needs to be an Australian citizen or a permanent citizen
  • The client must be working and earn a regular salary

Speedy Money – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 48%
  • Loan Amount up to $1,600
  • Repayment 7 days to 30 days

Benefits of Speedy Money

  • Instant loans
  • Fast cash
  • Payday loans
  • Emergency loans
  • Cash advance
  • Online loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Speedy Money - A registered credit provider

Clients are more than welcome to pay for the payday loan earlier than the required date. There will be no penalties incurred from paying your credit in advance.

Speedy Money doesn’t perform credit checks

This will be a great relief for some clients. There are a number of customers who dread payday loan applications simply because they perform credit checks. Speedy Money is called Speedy Money because they have found that their loan application process goes slightly quicker when they don’t perform this process.

They have learnt to give their clients the benefit of the doubt by trusting them based on their application and the documentation that they submit during the emergency loan application process. It is the responsibility of the client to ensure that his payday loan is paid up. It is also the responsibility of the client to ensure that he removes his name from being blacklisted if it has.

Therefore, as great as the idea of not performing credit checks on customers during online loan applications, clients are still liable for ensuring that they never skip their payments and that they notify them as soon as possible if they encounter any problems with payment.

Customer Reviews & Testimonials

What fantastic service I received I do not have a bad word to say all I can say is they come highly recommend

Nicole P
— Sydney —

When you get your loan approved in the time that mine was approved it was amazing service.

Claire C
— Perth —

They have great service and loan was approved super fast.

Joan A
— Perth —

Speedy Money Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 05:00 – 17:30
  • Tuesday 05:00 – 17:30
  • Wednesday 05:00 – 17:30
  • Thursday 05:00 – 17:30
  • Friday 05:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed