CUA

• Home loans up to $150,000
• Low-interest starting from 2.73%
• Repayment up to 25 years

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CUA - Get the home you always dreamed off

Get an idea of what the amount is that you qualify for before you start hitting the open home market and completing an online loan application.

However, it will depend on the amount of down payment you have saved, your income combined if you should be purchasing a home with your partner as well as expenses such as your living and outgoing expenses and any loan repayments you may have.

Be realistic on how much you can afford on your repayments, and remember to always add a little extra so that you have a bit of breathing space and have some cash left over to cover your daily expenses and to be able to live comfortably. Also, take your future into consideration and what impact it may have on your future.

Buying your next home

Ok so now that you’ve weighed up your pros and cons and decided you’re ready for the big move. Should it be for a growing family, more bedrooms, relocating, or perhaps you just have the need to downsize and would prefer to have everything a bit simpler? They are here to assist you in purchasing your next home. Even if you have purchased property previously, you might want to get a refresh on your options and access your needs. You could start by calculating what sort of amount you would need to borrow another important aspect is to make sure you are able to afford the repayments.

Some pointers on how much you would possibly need

Make sure that you consider any upfront costs you may incur because buying or even selling property can be very costly.

You will need to allow for the following upfront costs, Stamp duty as well as government charges, legal and conveyance fees, real estate agent fees for your existing property, removal expenses, lenders’ Mortgage Insurance (LMI), Loan establishment fee, costs to get your existing property looking its best for the market and building and pest inspection.

Refinancing your home loan

The mere thought of refinancing your home can be quite unnerving but don't fear because they will walk you through the process in order for you to know what you need to expect and to know precisely what to look for.

The terms on a home loan are typically 25 or 30 years, during this time there are things that change during this time, grow, the economy changes and children move so for these reasons it would be natural that circumstances have changed and you feel that you have outgrown your home loan.

Below are some key reasons people refinance

Some would need money to renovate, some want to buy and invest in property, others would prefer to lock in a better interest rate or more features, and then there is the possibility that you want to consolidate debts as in car loans and/or credit cards, perhaps there has been a change in a relationship or you want to use the equity of your home for other investments.

Connect with one of their specialists today!

CUA is a trusted & reliable provider of home loans

In our review, CUA adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ CUA is a registered credit provider in Australia: ACL 238317