Blue Bay Home Loans

• Home loans up to $750,000
• Low-interest up to 5.5%
• Repayment up to 30 years

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Blue Bay Home Loans - Many loan options to choose from

From all the loan types you know about, there is one that really stands out for Bluebay home loans, they offer all the same loan types as the banks but there is one that you won’t find anywhere else and the upside is, you don’t have to deal with a bank.

Fixed-rate home loans

Your rates don’t alter even if the Reserve Bank should decide to increase its rates. So you get to pay the same amount on rates every month. This loan is perfect for those who need to know exactly what they will need to budget for every month.

Variable-rate home loans

As the Reserve Bank hikes rates or brings them down, so will your interest rate go up or down. The variable rate home loan generally offers a significantly lower interest rate than that of a fixed rate. So, there is a possibility that you could pay less for a period of time.

Split home loans

This loan has the best of both worlds, you can choose how you would prefer to allocate repayments to each loan account because this loan is a part fixed rate and part variable. It also gives you peace of mind (the same as a fixed-rate home) would offer.

Low-doc home loans

For this loan, not all the documents are required that the banks would generally require such as your tax returns and financial reports. This is a good loan for when you are self-employed because financials are the very last thing on your mind plus as a new business you might not have all the paperwork in place.

The line of credit home loans

You are able to use the equity for things like going on holiday if you are looking to invest or perhaps you would like to do some renovations by unlocking the equity in your home.

Construction loans

Apply for this loan if you want to build a new home, the loan amount would generally start at the value of your land and then increases as it gets built.

Home-to-home loans

A Home to Home loan allows you to build your new home before you sell your present home, this enables you to avoid paying two mortgages at once, more or less like a bridging loan but at the standard Home loan interest rate, Bluebay has offered.

Parent Assist home loans

This is an Australian-first product and it allows your, parents, to assist you in getting your down payment together without them having to risk their own home.

Credit card at home loan rates

Bluebay Home Loans offer you a credit card that offers you the same low-interest rate as that of the home loan itself when applying for a Home loan with Bluebay home loans.