Rating based on 27 reviews

Savvy Car Loan

Updated
  • Car loans up to $120,000
  • Low-interest starting from 5.99%
  • Repayment up to 7 years

Table of Contents


Savvy homepage
Author Savvy. Screenshot of Savvy website.
[Accessed May 2, 2023]

Savvy drives car loans further

Savvy has assisted hundreds of Austrians to save many a dollar on their car loans, they are linked to more than 25 of Australia’s top-notch lenders all fighting for your business.

Their experienced car loan advisers are here to assist you every step of your journey with them. They ensure to give their customers not only the best but personalised services so that you can have peace of mind knowing you are secured the best car loan deal that will fit your requirements as well as affordability.

Think car loans, think Savvy

Should you be buying a used or certified used vehicle from a private seller or dealer, they are able to assist in securing the best rates and most flexible car and personal loan terms. They will give you the best attention you deserve, as they secure commercial chattel mortgages or hire purchase packages for you.

Low rate car loans

Speak to a Savvy consultant about their low rates and flexible car loans today. Their consultants are experts at vehicle purchasing and have been helping Australians for many years now. Savvy is able to offer you a variety of car finance options to suit your business or personal needs.

Your car loan, your way

They are able to help you secure a great low rate car loan one that is flexible and would suit your affordability, the choice is entirely up to you.

They will help you whether you are buying privately, buying a used vehicle or corresponding with a dealer on your behalf. They will find you the best deal no matter what you buy.

Comparing more, saving more

They have top-quality experts on their car finance team, you can be assured that you can trust their knowledge and get unparalleled advice. Savvy’s got you covered! They offer100% finance and if you would be interested, they are able to finance your insurance.

Motorbike finance from 5.51%

Are you interested in purchasing a Motorbike from a dealer or perhaps private? Savvy offer quick loan quotes, low rate finance for bikes that are new or old, quick quotes, flexible motorbike finance at very competitive rates.

Their approvals are speedy and professional, they offer low rate motorbike finance. So give them a call today for assistance.

Savvy – Car loan

  • Loan Type Car loans
  • Interest Rate from 5.99%
  • Loan Amount up to $120,000
  • Repayment 1 year to 7 years

Benefits of Savvy

  • Low-interest rates on vehicle finance
  • They can help you find the perfect lender
  • Flexible loan rates and terms
  • Quality insurance options

 Car loan calculator

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Loan interest rates depend on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Flexible, affordable, freedom

They are able to help you secure a great low rate car loan one that is flexible and would suit your affordability, the choice is entirely up to you.

They will help you whether you are buying privately, buying a used vehicle or corresponding with a dealer on your behalf. They will find you the best deal no matter what you buy.

Comparing more, saving more

They have top-quality experts on their car finance team, you can be assured that you can trust their knowledge and get unparalleled advice.

Savvy’s got you covered! They offer 100% finance and if you would be interested, they are able to finance your insurance.

Motorbike finance from 5.51%

Are you interested in purchasing a Motorbike from a dealer or perhaps private? Savvy offer quick quotes, low rate finance for bikes that are new or old, quick quotes, flexible motorbike finance at very competitive rates.

Their long and short-term loan approvals are speedy and professional, they offer low rate motorbike finance. So give them a call today for assistance.

Flexible, affordable, freedom

At Savvy, they get what their motorbike riders are all about, they understand the freedom of a bike as well as the places it can take you! This is the exact reason why their consultants give their bikers, faster pre-approval bike loans as well as customised services.

All types of bikes, all types of loans

Savvy can finance you. They can assist in finance for almost any motorbike on the market from Harley Davidson, Yamaha, Suzuki, BMW, Honda, road bike, dirt bike or whatever other bikes you have in mind, they provide quality insurance protection, through their dependable insurance partners.

Sail on with flexible, low rate boat loans

Savvy can find a boat loan starting at 5.1% per annum, they use the latest technology to make the process easier.

Do you want to need that dreamboat? After reasonable marine finance rates that will hammer your bank? Well, you don't need to look any further, Savvy has access to the most inexpensive boat financing option on the market.

They are very experienced and have a long history in financing all types of assets which include recreational vehicles. They absolutely have the know-how when it comes to delivering a cheap boat loan rate and a repayment that would suit your needs, they also have very good knowledge of the type of assets you will be purchasing.

What is Hire Purchase?

A lender will reach an agreement to purchase the car on behalf of the client and hire it out for an agreed period of time with monthly payments that are fixed. The interest rate will remain the same for the retro of the agreement. The client will then be responsible for all the costs related to the vehicle including insurance, registration, and maintenance.

Hire purchase is commonly used by sole traders, ABN holders, trusts, companies, and people who receive a vehicle allowance. This sort of vehicle loan will suit a client predominantly for business purposes.

With numerous selections available, it can be a bit confusing from time to time. They are able to help you make the right decision and take the pressure off. Their skilled consultants have access to top finance products and rates. Savvy will make it easy and straightforward for you to make an informed decision. Apply for a free quote today

Novated Lease

A novated lease is an arrangement concerning an employer, employee, and finance institute. There are generous tax benefits because the costs of the loan are very effective and a good way of owning a vehicle. All expenditures associated with the car may be deducted from your pre-tax income, such as fuel and maintenance, leaving you with significant disposable of income

As soon as you have selected your vehicle, Savvy will act as a go-between you, your employer and the finance provider. What is more, Savvy will also find you the best deal on the car because they have bulk buying power. They will arrange everything for you and they will make the process simple and easy plus they will save you money and time.

Savvy will arrange delivery of your new vehicle if you so wished.

Bad credit is OK

If you have a bad credit rating you have been rejected for car loans, they believe you deserve a second chance! Their experienced bad credit loan consultants will assist you to achieve your dream of owning a new or second-hand car, even if you have bad credit, their consultants have the expertise at getting those tough deals approved.

Even though a Bad Credit Car Loan solution is secured by the vehicle, the interest rates are generally higher due to the added risk, nevertheless, they will give you the assistance you need to get the best car loan deal with repayments that are affordable.

That's their undertaking! Should you have been rejected by traditional lenders, please feel free to contact one of their qualified advisors and they will bargain a car loan to suit your needs from one of their reputable lenders.

man holding thumbs up

Savvy is a trusted & reliable provider of car loans

In our review, Savvy adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Savvy is a registered credit provider in Australia: ACL 414426

Customer Reviews & Testimonials

Whatever you need in a loan they will help you get what you need they are honestly very loyal company that only wants the best for you.

Jonathan M
— Perth —

The application is super quick and only has three steps so it takes you literally a few minutes.

Hannah F
— Adelaide —

Great service offered by the company!!!

Jackson B
— Sydney —

Savvy Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 08:30 – 19:30
  • Tuesday 08:30 – 19:30
  • Wednesday 08:30 – 19:30
  • Thursday 08:30 – 19:30
  • Friday 08:30 – 17:00
  • Saturday 10:00 – 14:00
  • Sunday – Closed