Rating based on 21 reviews


  • Car loans up to $30,000
  • Reliable car finance
  • Repayment up to 4 years

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Author MFW. Screenshot of MFW website.
[Accessed April 12, 2018]

Motor Finance Wizard – The financing specialists

The Motor Finance Wizard is specialists in getting you the very best offer that will suit your needs as well as affordability.

We have over 10 years’ experience and we understand that not everyone has the same need and have different circumstances, it is important to be flexible. We are able to offer our customers third-party vehicle financing options and they are all flexible repayment terms plus you get same day approvals and our applications are an easy process.

Choose your repayment terms

The Motor Finance Wizard will provide you with the flexibility and satisfaction of owning your own car! Our payment terms are easy to understand and you get to choose the time frame period in which you would like to make repayments we offer between 2 to 4 years based on principal and interest payment term that has been tailor-made for your financial requirements.

Enjoy the following benefits:

  • If you are unable to get the money together for a car or you have been declined by a major bank or finance provider, we get this and that is the reason we have flexible bad credit loan payment terms that will be within your budget as well as your lifestyle.
  • You are able to borrow between $5,000 and $30,000, and we are able to finance you on imported cars.

One-stop-shop for car finance

The Motor Finance Wizard is your one-stop- shop for vehicle finance! We have financed over 60 000 customers in and around Australia.

We are recognised for being considerate to our customers by offering bad credit loans - even if you are an ex-bankrupt, everyone deserves another chance if life, should you have a bad or no credit history, or you are unemployed, self-employed, maybe a pensioner or perhaps a single parent.

Our interest rate and application process

  • Payments and interest will differ depending on the finance package and your affordability, apply for a car loan today, and find out which one of our products are best suited for you.
  • When you apply for a car loan with us you can expect a quick and simple process, you have an option of applying online or telephonically. It is essential that you are 18 years of age or older when applying for a car loan, you will also need to supply us with a copy of your driver’s license.
  • We can access your application in no time at all depending on the information you supply, please make sure that you provide as much information as you can.

Have you been declined elsewhere, we can help

The Motor Finance Wizard is the experts in second chances; feel free to contact us so that we can see what we can do for you.

MFW – Car loan

  • Loan Type Car loans
  • Loan Amount up to $30,000
  • Repayment 2 years to 4 years

Benefits of MFW

  • Get flexible terms and affordable offers
  • You can get a loan for an imported vehicle
  • Get vehicle finance up to $30,000

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Motor Finance Wizard - We give all our customers a fair chance

We need to verify your information such as employment and residency, we will need to give your employer a call; it is recommended that you notify your employer/ landlord of the call.

How much will I pay?

To apply for finance is free of charge, once you enter an agreement with Motor Finance Wizard you, will you be required to make payments, your payments are outlined in the repayment schedule attached to your contract. The amount and time period depends on your finances as well as the type of car, your first payment, and your current financial status.

What is a car loan?

The Motor Finance Wizard will provide you with a car loan for the full value of the car, and you are able to repay this amount in regular payments, you are able to choose your payment term by means of repaying weekly or fortnightly but keep in mind that there are interest fees included.

We give all our customers a fair chance and with our expertise, we are able to get you the best rate possible.

Do you already have a car in mind?

Complete our online application or speak to one of our finance consultants whether you have seen a car you would like to purchase or still in search of one, but in order for us to do an assessment, we will need you to apply for our car loans online.

If you are unable to find a car suitable for you, we can assist through our network dealerships and wholesalers in and around Australia, we are able to negotiate on your behalf if you so wish, we will find you a car that is suited to your needs.

Why choose us

We are the experts in cars and car finance! We understand that it is daunting to find the car that is best suited for you and it can be even harder finding a product that suits your needs. Our highly trained consultants understand and able to hear what it is you need and therefore will guide you in the right direction. 

Frequent questions asked

  • Is it possible to have more than one car loan at a time? – This is not recommended, but should you feel you are in a good financial position, then you may apply by all means. Your application will be based on your current financial situation.
  • Does the vehicle come insured? - You are responsible for the insurance of your car, should something happen and your car is not insured you will be liable for all costs and repairs.
  • Where do I go to make my payments? - A full payment list can be found on our website

Can I make advance payments? - Yes, this is possible, pay as much or as frequently as you wish.

Customer Reviews & Testimonials

I got the car of my dreams - thank you to MFW for helping me get my car even though my credit score was low they have taken a chance on me.

Henry P
— Brisbane —

They have given me the loan that I needed to get my car the service is great the staff is friendly and when you need help they are always there for you.

Jackie P
— Melbourne —

MFW Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed