KRW Finance

• Balloon payments
• Affordable loan deals
• Repayment up to 60 months

Table of Contents

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KRW Finance - Many car financing options to choose from

Lease Agreements that make sense

Should you have the need of leasing a vehicle they can assist, you will have less risk, and all you need to do is to sign an agreement to lease a vehicle for a certain period of time. Leasing a vehicle has become extremely popular in Australia, they don’t realise that owning a vehicle can often cost more than they actually bargained for since they don’t consider the wear and tear and damages can be extremely expensive. KRW is here to assist you in getting your vehicle lease through an accredited financial dealer, they are also there to guide you in the right direction when it comes to choosing the right loan option that is suited to your affordability.

Commercial operating lease

An operating Lease is more commonly known as a rental, should you have equipment that you want to upgrade or change the contract?

Chattel mortgage

There is a difference between a Mortgage and Novated Lease and Hire Purchase Agreement by means of that a Chattel Mortgage, gives you instant ownership of assets upon entering an agreement. This sort of contract is a fixed interest car loan with mortgage security.

Novated leasing

The employee has full use of the vehicle without working about payment and all the paperwork, the Company will make all rental payments on the Novated lease to the finance Company on behalf of the employee.

Finance Lease

A Lease finance rental is an agreement between you and the financier, the financier will obtain the asset on your behalf and you will in return rent it from them.

This package is unlike that of an operating lease the lessee undertakes the risk on the future value of the asset and has the option to purchase the asset at the end of the lease

Insurance premium funding

An Insurance Premium funding permits you to span your insurance premium payment over a time period of 6 to 12 months, it is available to businesses with annual premiums of $5000 and more, it is also available on most business insurances which would include, motor fleet policies, public liability, professional indemnity and general business premiums.

Work cover and workers compensation

Receiving access to a quick loan when you need to it sometimes difficult for small businesses, and it can be very time consuming when dealing with your local bank or applying for overdraft extension and most frustrating.

They are able to offer their small and medium business client access to a credit line between $5 000 and $250 000, the loans are unsecured and you would not need to have personal or directors guarantees plus they are free of PPSR registration.

You would need to have the following criteria to apply

Your business would have to be registered in Australia, an annual turnover of not less than $50 000, you would have to be in business for the last 12 months, the business should use online banking, a good credit rating and the business are making a profit and have positive equity

Their turnaround time for a decision to be made on your online loan application is normally 24 hours from the time your application is received and the funds will be made available within 72 hours of approval.

Vehicle Select is designed to get your business a better deal and at the same time will save you time and money and is also your end to end car sourcing and buying service. KRW Finance will use their experience and power in getting you a better deal a new car. The hardest thing that you would need to do is choosing the colour of your new car.