- Business loans up to $4,000,000
- Low-interest up to 5.55%
- Repayment up to 30 years
[Accessed May 2, 2023]
Liberty Financial - The best in the industry
Grossing more than $25 billion in reserves, it's hard to believe that they're the same financial services provider that was born in 1997 and has close to nothing.
They didn’t have many things going for them but they had a firm belief that they'll grow to become one of the best in the field and they have helped more than 27 000 clients. They're confident that they'll only grow further from here.
A wide range of loans
They provide credit advances to a number of customers with their home, car and personal financial plans. They believe nobody should go through financial difficulty when they meet every criterion to apply for a loan. Therefore, their loan options have given clients and businesses peace of mind that their finances are well taken care of.
Guiding principles of responsible lending
In as much as they strive to ensure that they help each and every client that's looking for a personal or business loan.
They also have to keep in mind that responsible lending is a very important principle to maintain. As such, they'll never borrow a customer that's clearly not in good financial standing large amounts of money that'll be difficult to repay.
They always do their assessments and conclude that the money that they give out is the exact money they can afford as a loan at the time. Once they've paid off some of their debts, they'll lift the amount just a little higher.
They can give you a financial plan
What are your options as a business owner looking for business finance? Liberty Financial has a number of options available for entrepreneurs.
These include but are not limited to low-doc advances for the self-starting to commercial finances, - protected by either viable or inhabited property. Ultimately, a client will have to decide which better loan option is for them after looking at all the costs and fees derived from each loan option.
Business loans for self-employed people
They don’t see why people who are opening businesses or already have thriving operations be told a number of stories when they're applying for long or even short-term loans.
Instead, they've implemented a new way of helping each and everyone who is self-employed and is looking for a business loan. As long as the client can prove to them that they have sufficient money to pay for their loan, they'll be more than willing to give them a financial plan. There is also a common misconception that clients are treated differently because they're self-employed.
At Liberty Financial, they treat everyone with the same gesture because they're not a financial services provider that categorises its people, everyone is equal in their books.
Liberty Financial – Business loan
- Loan Type Business loans
- Interest Rate 5.55%
- Loan Amount up to $4,000,000
- Repayment 1 year to 30 years
Benefits of Liberty Financial
- Flexible repayment terms
- Fast financial solutions
- Competitive interest rates
Business loan calculator
Liberty Financial - Affordable business loans
The following is a list of business loans offered at Liberty Financial:
- Secured loans
- Unsecured business loans
What is the difference between a secured and unsecured business loan?
Secured loans: These are the loan advances that secured and certain assets are used as collateral.
Unsecured loans: Unsecured loans are not protected against any assets.
Can you get a business loan if you have bad credit?
They don’t see why they should penalise clients who have had a few bad payments in the past. They believe everyone should be given a second chance and that is why they welcome customers who have a bad credit history and need a bad credit loan. They are more concerned about how they are paying now as opposed to how they used to pay in the past. However, if they still continue to skip their loan payments, they will not be liable for future business loans.
What documentation do you require to apply for a business loan?
- Business registration documents
- Tax documents
- Identification documents
- Financial statements
What criteria do you need to apply for a business loan at Liberty Financial?
- Clients must be 18 years or older
- Clients must be an Australian citizen or permanent citizen
- Clients must have a working banking account
Financial Hardship policy and procedure
In as much as customers will try to ensure that they always pay their home, business or car loans on time, they know that clients won’t always have money to pay due to certain difficulties they encounter. Therefore, you need to inform them as soon as you face financial difficulty instead of waiting until the last minute of your scheduled date.
Clients shouldn’t fear them as they are mainly seeking to help them as opposed to asking many unnecessary questions. However, you will be liable to pay penalties. The fact that you have to pay penalties is proof enough that you had a promise to keep in terms of ensuring that your debt is paid up and you failed. Unfortunately, this broken promise has to be fulfilled over time. They understand that some problems just happen but they expect their customers to be willing to fix their financial difficulties.
Loan reviews and testimonies
A lot of customers can’t keep quiet about the help they have given their businesses and their finances. The reviews section on their website is full of people speaking positively and showing gratitude for their service.
Liberty Financial is a trusted & reliable provider of business loans
In our review, Liberty Financial adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.
✅ Liberty Financial is a registered credit provider in Australia: ACL 408042
Customer Reviews & Testimonials
Liberty is a very dedicated lender who has taken the time to understand my business needs and helped make the entire application process simple and easy. I could not ask for better service, thank...
— Hobart —
Convenient online application process that takes less than 10 minutes to complete and equally timely approval. Great for someone who is always busy and has little time to waste.
— Gold Coast —
Minimal paper work, simple application process all online and same day pay-out. Utter perfection if you ask me.
— Brisbane —
Incredibly competitive interest rate and affordable fees with reasonable repayment terms - exactly what my business needed!
— Canberra —
Liberty Financial Contact
- Level 16, 535 Bourke Street Melbourne VIC 3000 Australia
- Get Directions
- Monday 08:00 – 18:00
- Tuesday 08:00 – 18:00
- Wednesday 08:00 – 18:00
- Thursday 08:00 – 18:00
- Friday 08:00 – 18:00
- Saturday – Closed
- Sunday – Closed