Rating based on 6 reviews

Loan Easy

  • Bad credit loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 12 months

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Loan Easy homepage
Author Loan Easy. Screenshot of Loan Easy website.
[Accessed May 3, 2023]

Loan Easy - They have fast and affordable loans

Having worked with many Australians, they know how different each family is in terms of costs of living and affordability.

Being people who adore family too, they always ensure that they help each and every client who is seeking financial assistance. They don’t guarantee that they will always help but they do guarantee that they will always try to see to it that their customers get a bad credit loan. If they try and they fail, they will advise the client on what to do to get an advance the next time he is willing to try again.

Fully trained credit staff

One of the ways they can ensure that they offer an exceptional service is by hiring competent and skilled staff. They take their job quite seriously and they will never give clients consultants that are not up to par. In order to ensure that clients get the best deal for their service, their consultants have to ensure that they explain their processes very clearly to them.

No strings attached and no surprises

They will never make you pay more than you should. All the rates and figures that are displayed in your contract will remain the same until your contract seizes.

They are licensed lenders

Their financial operation is legit and registered. Seeing that there are so many scams nowadays, Loan Easy is one of the credit providers that are recognised and registered by law. They are in no position to be giving you ungovernable personal loans and financial advice.

Loan amount up to $5,000

Clients are required to complete an online application form. You need to submit supporting documents after you have submitted your online loan application.

After you have submitted your application, they must review all the documentation you have submitted to them. If they are happy with all the paperwork you have submitted to them, they will approve your loan. If they find any problems, they will let you know as soon as they go through your application.

Cash is deposited into your account

After all the nitty-gritty has been out of the way, the money is deposited into your account on the same business day.

If you applied later in the day, the money will reflect in your bank account on the next business day. If you want to use the money on the same business day, you have to apply for the long or short-term loan before 5 pm.

Can you have more than one loan?

They prefer their clients to take one loan at a time. This way, they will have more than enough money to pay their bills.

The last thing they want is to see their customers struggle to meet their financial obligations on time. They want their customers to live a normal life regardless of the bad credit loan they have with them.

How much can you borrow?

Clients can borrow money ranging from $300 - $5000. New members can borrow the minimum amount and as they grow to become existing members, the amount of money they can borrow gets larger.

Loan Easy – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 1 month to 12 months

Benefits of Loan Easy

  • Apply in 5 minutes
  • Sign your loan agreement online
  • Loans are paid out on the same day

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Easy Loans - Obtain a loan fast with them

If you want to vary your repayment schedule, you are more than welcome to do that. Contact them and they will begin the quick loan process.

Can you pay earlier than the scheduled date?

If you want to settle your loan earlier than the required date, you can do so without any hassles. If you decide to pay your loan earlier, it will give them the right kind of impression of a client. When they work with clients that want to fulfil their financial obligations ahead of time, it makes them take an even greater interest in those clients.

Bad credit

If you have a bad credit history, you can still apply for bad credit loans. They don’t criticise people who were not able to pay their debts before. They believe there could have been a number of reasons that made people subject to bad credit. They are more concerned about the steps they took to change their finances and how they are paying their debts now as opposed to the mistakes that they used to do before. Everyone can be subject to bad credit but it is up to you how you decide to change your fate.

Speak to a real person

Their skilled professionals are always a phone call away to help you with all your emergency loan application process. In fact, they will guide you through every process until you get to the final stage of getting your money. They aim to give their clients exceptional service and they trust that their consultants will always be available to assist when they are needed.

Blogs and financial management

They have a variety of articles that can help clients improve their financial skills. Since everybody is looking to spend their money wisely, they will start to think about priorities as opposed to things that are not important. These articles have helped clients change their finances in a drastic way.

man holding thumbs up

Loan Easy is a trusted & reliable provider of bad credit loans

In our review, Loan Easy adheres to the compliance criteria in accordance with the National Consumer Credit Protection Act 2009, where the granting the loan will not cause financial distress to the consumer.

✅ Loan Easy is a registered credit provider in Australia: ACL 470114

Customer Reviews & Testimonials

March 2018

Loan Easy offers the most affordable credit plans.

Jack W
— Sydney —

September 2018

I was given a response within one business day! Thanks Loan Easy.

Ethan W
— Cairns —

March 2019

Applying for a loan at Loan Easy is easy, straight forward and convenient.

Emily T
— Newcastle —

Loan Easy Contact

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