1 Hour Loans

They have received a lot of remarks about their name. Some people have praised them for showing such a high level of confidence while some people taught they were biting a little more than they can chew. Essentially, they have let their clients be the judge because they are the most important people they are seeking to help after all.

They have made getting a bad credit loan within an hour look like the easiest task and although people call them magicians, they are simply professionals that are made of efficient and effective team members that respect the time and help clients.

They can help you

When you are stranded and in need of financial assistance, you are not in the mood to hear disappointments or what you think is an excuse. Instead, you are expecting to work with people who will go above and beyond to help you through your financial difficulty.

Bad credit

They have made people happy and have made a lot of dreams come true with their reliable personal loans. Therefore, it is only fair that they do the same with people who have a bad credit history. Bad credit can happen to the most careful people.

This just shows that anyone can go through financial difficulty but that shouldn’t give them the right to judge their ways or choices. Essentially, lenders are more concerned about how you pay at the current moment as opposed to how you used to pay your debts in the past. The most important thing is what steps you take after you have seen that you were once in a bad financial space.

Before accepting what is written in black and white, it is important that you get yourself acquainted with what is expected of you. If you can’t fulfil the terms and conditions, don’t take the loan.

Clients are expected to fill in an online loan application where they will state all their personal details. The application is not an approval of your loan, it is the first step. They want to know a bit more about their client and their financial and employment details.

Approval

The bad credit loan can only be granted if all the supporting documents are in line with their terms and conditions as well as their policies and procedures. Should you not meet their criteria and your loan application has been declined, they will give you the reasons why they had to turn down your application. However, you are welcome to apply at a later stage.

Criteria

In order to qualify for a quick cash loan at 1 Hour Loans, clients need to be:

• 18 years and older
• Employed and not rely on Centre link benefits only
• Australian citizen
• Active bank account

There are other requirements that they look for but these may be subject to the client that they are dealing with as they all have different needs and expectations themselves.