Rating based on 25 reviews

Max Finance

  • Short-term loans up to $500,000
  • Low-interest starting from 21.6%
  • Repayment up to 36 months

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Author Max Finance. Screenshot of Max Finance website.
[Accessed May 2, 2023]

Max Finance - Short term loans for your business

Max Finance is a financial solution for small business loans and is ideal for when the bank won’t loan you any money.

Their financial solution aims to assist Australian small businesses that need a helping hand. Even if you don’t have a good credit score they might still be able to help your business. 

Same day approvals

Get up to $500,000 on the very same day that you apply even if you have a new business without an established track record. Join the thousands of Australian businesses that have benefited from short-term funding and take control of your business's financial future.  Their financial solutions are offered to all industries operating in Australia.

Loans to suit your business

When your small business is finding it very difficult to obtain funding from the bank, they are on your side and aim to assist you by providing a financial solution that suits your individual business needs.

Max Finance wants to help make your business grow to reach new heights. They offer simple personal loan solutions and provide you with all the information that you need to reach your desired goal. Time is money so they aim to get you an outcome as quickly as possible. By offering guidance they will help you take your business to the next level.  

Loan amounts up to $50,000

When you need funds to start the business of your dreams and the bank hasn’t approved your online loan application and you feel like you have run out of options they might be able to assist you.

Banks need proof of an established track record and want to see your financial statements to see if you will be eligible to apply for a business loan, this means that most new small businesses are not eligible to qualify for a loan. They have seen the financing need for small businesses and have come up with a perfect solution. 

What makes them different?

  • They offer you a friendly service and your own financial specialist.
  • They are Australian owned and operated.
  • They serve all industries all over Australia.
  • They are dedicated to small businesses

Fast business loans

Their fast loan solution allows you to borrow from as little as $1,000 to as much as $50,000 and if your loan is approved, you could receive the cash on the very same day. The online application process takes only a few minutes and you will find out the outcome just as quickly.

Even if your small business is only in the startup phase they might still be able to assist you with a short-term loan, in whichever industry you are in, even for your online business.

Max Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 21.6%
  • Loan Amount up to $500,000
  • Repayment 1 month to 36 months

Benefits of Max Finance

  • Cash loans
  • Fast personal loans
  • Bond loans
  • Bad credit loans
  • Shrt-term loans

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Max Finance - get your short-term loan today

Their loan process is very quick and easy. Apply online in as little as 5 minutes 24 hours a day.

Their short-term loan terms range from 1 month to 36 months and they will help you design a repayment schedule that is easy to stick to and fits your business cash flow situation.  You take control of the loan and decide if you want to pay it back in one lump sum amount or over a few months. If you need more time to pay back the loan you can easily apply for a loan term extension.

No call centres

Once you have applied for an emergency loan their financial specialist will assist you every step of the way. You will be provided with their direct contact number should you have any questions and you will be able to speak to the same specialist every time so that they will have first-hand knowledge of your business.

There is no frustrating call centres or computer generated messages that cause you frustration and your consultant will have a complete record of all your business dealings. Their staff is very intelligent and have been highly trained to provide you with the best service.


Your business can qualify even if it is still in the startup phase. All you need is to meet the following criteria:

  • You will need an asset registered in your business name – either a registered motor vehicle or real estate property. This property can be mortgaged.
  • Consent to them checking your credit history – even if you have a bad credit record, they might be able to help you and give you a second chance at your dream business with a bad credit loan.

Line of credit

Once your online loan application has been approved, you will be extended a line of credit with unlimited drawdowns. You will only be charged interest on the amount that you have used.  

Favourable interest rate

Their interest rate is charged at only 1.80% per month and is one of the lowest in the financial market.

Customise your repayments

You will be able to choose how you pay back the loan and you won’t be charged extra for paying your loan back early. Make payments as the money starts to roll to lower your balance or have access to more funding.

How it works

To apply for business finance, log onto their website and fill in the online application form for your obligation free quote. they will run a credit check with your approval and send you the outcome within a few minutes. Once your loan application has been approved, they will help you establish an easy to follow a repayment plan that will fit into your business budget. Verify your business by supplying a few supporting documents and expect the money to be transferred into your bank account on the very same day.  This will also give you a line to access extra credit.

If you have any questions at any step along the way or consultants will be happy to assist you. Their contracts are transparent and straightforward but if you don’t understand anything please don’t hesitate to ask their consultant to explain it to you in more detail and make sure you know exactly what you are signing.

Customer Reviews & Testimonials

I could not believe when my loan was approved on the Same day of the application.

Oliver S
— Ballarat —

I needed to expand my business and Max Finance offered me a business loan. Thank you for the loan it made a major difference in my business. The businesses had developed so much and the employees...

Jack W
— Gosford —

Short term loans!

James R
— Coffs Harbour —

Max Finance Contact

Physical Address

Postal Address

  • PO Box 155, Hurstville, New South Wales, 2220, Australia

Opening Hours

  • not available