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Everything you need to know about borrowing


How Annual Percentage Rates (APRs) affect our pockets

It’s important to know what the annual percentage rate is, how it affects certain things, and also what it affects so that you can be prepared for price increases.

Below, we’ll explain what an annual percentage rate is as well as how it’s determined...
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Will multiple loan applications hurt my credit score?

Once you have the understanding of what credit inquiries are and how they harm y...
A guide to smarter lending in Australia

When taking out a loan you borrow from a bank or financial institution in exchan...
How to secure a low interest rate on your next loan?

From optimising your credit score to comparing loans and negotiating with lender...
Top 10 reasons Australians take out personal loans

Personal loans come in all shapes and sizes and can be used for just about any p...
10 Ways to improve your family budget & save

Whether you are budgeting for the first time, or have been doing so for years th...
11 Ways to maximise your chances of mortgage approval

We all want the best and most affordable home loans available on the Australian ...
10 financial tips for newly-wed Aussies

The best advice you'll be given as newlyweds is to start saving money as soon as...
Agriculture finance in Australia: Growing your finances & your crops

Agriculture and farming is a vital part of Australia’s infrastructure, with the ...
Getting approved for your first car loan in Australia

Getting as much information as possible on vehicle loans and requirements will m...