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Everything you need to know about borrowing


How Annual Percentage Rates (APRs) affect our pockets

It’s important to know what the annual percentage rate is, how it affects certain things, and also what it affects so that you can be prepared for price increases.

Below, we’ll explain what an annual percentage rate is as well as how it’s determined...
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Will multiple loan applications hurt my credit score?

Once you have the understanding of what credit inquiries are and how they harm y...
How to secure a low interest rate on your next loan?

From optimising your credit score to comparing loans and negotiating with lender...
Top 10 reasons Australians take out personal loans

Personal loans come in all shapes and sizes and can be used for just about any p...
5 Ways to create the perfect budget for your next holiday

Going on holiday should be a stress-free experience; budgeting done well can go ...
Grow your small business with a tailored loan

In 2019 the Ombudsman reported that 34% of Australia's gross commercial profit w...
How to get a mortgage if you’re not an Australian resident?

One of the most significant decisions anyone can make is buying a property.

It’...
10 financial tips for newly-wed Aussies

The best advice you'll be given as newlyweds is to start saving money as soon as...
9 Signs you’re living above your means

Living above your means simply indicates that you’re spending more than you’re e...
Agriculture finance in Australia: Growing your finances & your crops

Agriculture and farming is a vital part of Australia’s infrastructure, with the ...