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Everything you need to know about borrowing


4 Steps – Getting out of debt for good

Australia has the world's second largest level of household debt. On the individual level, 37% of Aussies are struggling to pay off their debts.

Debt is anything that someone owes to someone else. Usually, a debt is in the form of money. Before you ...
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6 Steps – Achieving true financial freedom

Financial freedom means having enough savings, investments, and cash on hand to ...
The basics of taking out a mortgage in Australia

The older you get, the more conscious you become of your money because you know ...
How to choose a bank that will deliver excellence

With all the banks to choose from in Australia, it can be daunting to select the...
Tips & tricks to help you make the most of micro-loans

Micro-lending is a relatively new and innovative way of lending money that has t...
How to build & maintain a good credit score

If you want to purchase your first car or first house, it is important to know t...
How Annual Percentage Rates (APRs) affect our pockets

It’s important to know what the annual percentage rate is, how it affects certai...
Budget & Save – Made easy

Budgeting and saving are two very important habits that are crucial to ensuring ...
Will multiple loan applications hurt my credit score?

Once you have the understanding of what credit inquiries are and how they harm y...
A guide to smarter lending in Australia

When taking out a loan you borrow from a bank or financial institution in exchan...
Expert tips for improving your credit

We’re going to look at how to improve your credit so that you can access prime p...
How to secure a low interest rate on your next loan?

From optimising your credit score to comparing loans and negotiating with lender...
Top 10 reasons Australians take out personal loans

Personal loans come in all shapes and sizes and can be used for just about any p...
5 Ways to create the perfect budget for your next holiday

Going on holiday should be a stress-free experience; budgeting done well can go ...
Grow your small business with a tailored loan

In 2019 the Ombudsman reported that 34% of Australia's gross commercial profit w...
10 Ways to improve your family budget & save

Whether you are budgeting for the first time, or have been doing so for years th...
How to get a mortgage if you’re not an Australian resident?

One of the most significant decisions anyone can make is buying a property.

It’...
11 Ways to maximise your chances of mortgage approval

We all want the best and most affordable home loans available on the Australian ...
8 ‘Must-know’ tips to manage your payday loans

Payday loans are a brilliant way to bridge the gap between paydays. With loan am...
10 financial tips for newly-wed Aussies

The best advice you'll be given as newlyweds is to start saving money as soon as...
Finding your budget style & making it work for you

Australians pride themselves on having good money management skills; an importan...
How to make same-day loans work for you

Same-day loans are one of the most popular forms of credit and can be of enormou...
9 Signs you’re living above your means

Living above your means simply indicates that you’re spending more than you’re e...
Banking & planning for your future in Australia

No one carries around large amounts of cash anymore; it’s all digital and online...
Agriculture finance in Australia: Growing your finances & your crops

Agriculture and farming is a vital part of Australia’s infrastructure, with the ...
Take your finances to the next level with financial coaching

Financial coaching provides you access to a financial expert that can help you s...
4 Hidden dangers of debt consolidation

Debt consolidation involves taking out one large debt to pay out several smaller...
3 Types of business loans available to Australians

For many small business owners in Australia, obtaining finance for your small bu...
Getting approved for your first car loan in Australia

Getting as much information as possible on vehicle loans and requirements will m...
How to choose the right home loan in Australia

There are different kind of mortgage loans available and all have their very own...