3 Stress Less steps to that small business loan
Small business loan applications should be transparent and Stress Less!
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👋 Tell us a little about yourself
Basic personal and business information only.
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🔗 Lets link up your data
Link up your banking details and let us do the math
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💸 Get paid!
Money in your account on the same day of approval in most cases
Why you should choose a Stress Less small business loan
Fast Lending 🚀
Loans approved generally in 24 hours of application and approved funds are in your account same day!
Aussie Aussie Aussie! 🇦🇺
100% online Australian owned company
Flexible Payments 💰
Life happens and people's circumstances change. We are here to help by tailoring a plan to suit you.
Stress less about those unexpected expenses!
Our stress less business loan can get you that funding to get you moving!
Invoice gaps- Renovation and refitting your business
- Purchase stock
- Repair of equipment
- Purchase of business equipment
- Pay your suppliers or staff
- Upgrade your website
- Marketing campaigns
Google Reviews
Still got questions about our small business loans?
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How do I submit an application?
Our online application process is designed to be stress less and simple. The form generally takes about 5-10 minutes and all you need is:
- Personal Identification
- Your ABN / ACN
- Your BSB and account number
- 6 months of bank statements
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How quick can I get my small business loan assessed?
In most cases we can get you a response within 60 minutes of the application in our business hours. However in some cases (because not every application is the same!) we may require further documentation.
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How fast will I get the money?
Usually in most cases funds are in your account the same day if its before 2pm. However there are instances where the banking system may slow down the process and this is out of our hands.
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How much can I borrow?
Just like each person, each business is different and we apply our policy and decision based on that. There are a majority of factors that we consider when assessing the financial health of your business and the information that you provide. In saying this our small business loans are offered between $10,000 – $100,000.
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Do I need security to access the funds?
Stress Less Money review the health and creditworthiness of each individual business, in some cases yes we may reset security but however this is determined by a multitude of factors on information that you provide in the application.
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What fees apply on the loan?
All fees and charges will be displayed to you upfront and outlined in the loan agreements so you will know exactly what you will need to pay from the inception of your loan. Additionally fees and charges do start to apply if you miss payments.
The interest rate of your loan will depend on multiple factors that we take into consideration during the application process and the amount that is to be borrowed.
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Can I repay my loan early if I want?
If you wish to pay it out early you can do so at any time! Contact us and we will provide you with repayment details and an early payout figure. This is based on the principal amount that is still outstanding, any fees plus interest that may have accrued plus a 2% of the remaining loan principle (inclusive of interest and fees accrued).
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Tell me about the Stress Less Money Small Business Loan?
Stress Less Money offers Small Business Loans of $10,000 to $100,000 with terms between 3 – 24 months and cash flow friendly repayments that are either daily or weekly.
