Rating based on 42 reviews

Loan Peeper

  • Bad credit loans up to $5,000
  • Low-interest starting from 48%
  • Repayment up to 9 months

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Author Loan Peeper. Screenshot of Loan Peeper website.
[Accessed April 5, 2021]

Loan Peeper - Let us find the right loan for you

Loan Peeper is always looking for active lenders. The kind that is quick on their toes and will act fast to help clients who are in a financial need.

We work tirelessly to ensure that customers get a lender that they can afford and can hopefully form a working relationship that will last for a long time. Although there are many lenders, not all of them take into consideration the affordability rank of clients. That’s where we come in, we ensure that they don’t give clients ridiculous rates and figures that will render difficulty to pay for a client.

Bad credit loans Australia

The last thing you need is to be told you don’t meet the criteria due to having bad credit when you are applying for a loan. Seeing that there are reasons for every loan application that rejects, we do the best we can to ensure that you get a loan during your most difficult time.

No credit checks

Furthermore, no credit checks are done for loans under $400 which means there are several clients that will get financial assistance regardless of their bad credit history. What’s more, having bad credit is not the end of the world and customers may still qualify for a bad credit loan regardless of how their credit was in the past. What is important is how they are utilizing their funds now. Having a budget and spending money within your means is important, that is one way of ensuring that you don’t fall victim to being a bad creditor again.

Fast online loan application

Clients are required to fill in the online application form which takes less than five minutes to complete.

Once the personal loan application has reached us, we will verify if all the information is indeed correct and accurate.

Money deposited into your account

After we have accessed everything and found that there are no defects, the money will be deposited into your account.

If you applied during working hours, you will get your money on the same day. If you applied outside business hours, the money will reflect on your bank account the next business day.

Loan application criteria requirements

  • In order to qualify for our bad credit loan, customers need to meet the following requirements:
  • Clients need to be over 18 years of age.
  • Clients need to be an Australian occupier or have permanent rights.
  • Clients need to be receiving a steady salary into a personal bank account and have been earning that income for no less than 90 days.
  • Clients need to have a contact number where we can reach them.

I have a loan. Can I get another one?

Getting another short-term loan while you still have an existing on is possible. However, it will depend on how much you owe on your current loan.

Loan Peeper – Bad credit loan

  • Loan Type Bad credit loans
  • Interest Rate from 48%
  • Loan Amount up to $5,000
  • Repayment 3 months to 9 months

Benefits of Loan Peeper

  • BAD Credit Loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Loan Peeper - Our loans are affordable

I get Centrelink payments, can I apply?

Clients who receive Centrelink benefits can apply. Essentially, what matters most to Loan Peeper is whether the client can afford to pay off the quick cash loan or not and not anything else.

What if I can’t make a payment?

Failing to pay a loan can happen to the best payers. We are certain we can reach an arrangement if we are notified on time. Furthermore, there will be dishonesty fees incurred from failing to make due on your loan.

What happens if my situation unexpected changes and I can no longer make my repayments?

We will have no choice but to hand your matter over to the creditors. Having a bad credit may stain your financial name for a maximum of five years. Therefore, if you know that you might face financial difficulty in the future, don’t apply for a blacklisted loan. The last thing you need is to ruin your future because of a loan that wasn’t even necessary for you to apply for.

Practising responsible lending

We will never put a strain on our clients by giving them a bad credit loan that will be too difficult for them to pay off. We always want to work within the means of our customers. Judging from their financial background and their monetary standing, we will be able to determine which loan is a better option for them. Furthermore, we want our clients to still carry on living a normal life despite having a loan at Loan Pepper so we will never have ridiculous interests that will be too expensive to settle.

Examples of financial hardship can be any of the following examples:

  • Evidence that your services have been terminated
  • A bank declaration for the preceding and present months
  • Centrelink benefit credentials
  • Evidence of your expenses similar to your phone or utility

Customer Reviews & Testimonials

September 2018

Loan Peeper offers the best loans money can buy.

Emily K
— Canberra —

May 2019

Applying for a loan at Loan Pepper was fast, easy and worth it!

Jeremy W
— Sydney —

Loan Peeper Contact

Contact Number


  • not available


Physical Address

Postal Address

  • 16B Douglas Street, Milton, 4064, Australia

Opening Hours

  • not available